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SMART Insurance
SMART stands for Small Motor Accident Repair Technology and is a policy designed to assist in maintaining the appearance of your vehicle as at the time of purchase. The policy ensures your vehicle remains free from chips, scuffs, light scratches and minor dents.
Key features & benefits
- Our SMART insurance policy provides a small body repair system that will keep your vehicle in showroom condition, without compromising your no-claims bonus.
- The policy ensures your vehicle remains free from chips, minor dents, light scratches and scuffs.
- If your claim is outside the parameters for Smart Insurance and cannot be fixed under these guidelines, there is a €250 contribution towards the cost of any individual body shop repair.
Concretely, what dammage is covered?
Chips
Not exceeding 1.5mm in diameter
Dents
Not exceeding 15cm in diameter
Scuffs
Scuffed bumpers not exceeding 15cm in diameter
Scratches
Not exceeding 15cm in length
SMART Insurance
A standard Smart insurance policy is sold for three hundred and ninety nine euros, for a three year insurance policy, included in the price of this policy is insurer costs of one hundred and eighty nine euros, government tax of nineteen euros and ninety five cent, Dealer commission of one hundred and forty euros and Mobilize Financial Services income of fifty euros and five cents inclusive of any administrative costs.
The administration costs noted above includes (but not limited too) the following areas of cost: Customer Service, Account management, Website Maintenance, Training Costs, Distribution Costs, Product Information Documents, Qualifications Cost, legal Costs & Documentation Fees.
What does SMART insurance cover?
Benefit from the SMART Insurance way
- 36 months’ cover
- Keep your vehicle in showroom condition
- Safeguard you no-claims bonus
- Repairs guaranteed for as long as you own the vehicle
- Friendly and convenient claims centre
- Could help improve your vehicle re-sale price
- Unlimited number of claims
- Aggregate claim benefit of €3,000
SMART Insurance covers
- Private vehicles up to 36 months
- €3,000 benefit for cover against:
- Dents not exceeding 15cm in diameter
- Scratches not exceeding 15 cm in length
- Chips not exceeding 1.5mm in diameter
- Bumper scuffs not exceeding 15cm in diameter
The SMART Insurance policy excludes
- Panel replacement
- Stickers and decals
- Beading and moulding
- Third-party liability cover
- Replacement bumpers
- Cracked or dented bumpers
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