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SMART Insurance

SMART stands for Small Motor Accident Repair Technology and is a policy designed to assist in maintaining the appearance of your vehicle as at the time of purchase. The policy ensures your vehicle remains free from chips, scuffs, light scratches and minor dents.

Key features & benefits

  • Our SMART insurance policy provides a small body repair system that will keep your vehicle in showroom condition, without compromising your no-claims bonus.
  • The policy ensures your vehicle remains free from chips, minor dents, light scratches and scuffs.
  • If your claim is outside the parameters for Smart Insurance and cannot be fixed under these guidelines, there is a €250 contribution towards the cost of any individual body shop repair.
Renault SMART Insurance

Concretely, what dammage is covered?

Renault SMART Insurance - Chips

Chips

Not exceeding 1.5mm in diameter

Renault SMART Insurance - Dents

Dents

Not exceeding 15cm in diameter

Renault SMART Insurance - Scuffs

Scuffs

Scuffed bumpers not exceeding 15cm in diameter

Renault SMART Insurance - Scratches

Scratches

Not exceeding 15cm in length

SMART Insurance

A standard Smart insurance policy is sold for three hundred and ninety-nine euro, for a three-year insurance policy, included in the price of this policy is insurer costs of one hundred and eighty-nine euro, government tax of nineteen euro and ninety-five cent, administrative fees of fifty euro, Dealer commission of one hundred euro and RCI Bank and Services income of forty euro and five cents.

 

The administration fee noted above includes (but not limited too) the following areas of cost: Customer Service, Account management, Website Maintenance, Training Costs, Distribution Costs, Product Information Documents, Qualifications Cost, legal Costs & Documentation Fees

What does SMART insurance cover?

Benefit from the SMART Insurance way

  • 36 months’ cover
  • Keep your vehicle in showroom condition 
  • Safeguard you no-claims bonus
  • Repairs guaranteed for as long as you own the vehicle
  • Friendly and convenient claims centre
  • Could help improve your vehicle re-sale price
  • Unlimited number of claims
  • Aggregate claim benefit of €3,000

SMART Insurance covers

  • Private vehicles up to 36 months
  • €3,000 benefit for cover against:

-  Dents not exceeding 15cm in diameter

-  Scratches not exceeding 15 cm in length

-  Chips not exceeding 1.5mm in diameter

-  Bumper scuffs not exceeding 15cm in diameter

The SMART Insurance policy excludes

  • Panel replacement
  • Stickers and decals
  • Beading and moulding
  • Third-party liability cover
  • Replacement bumpers
  • Cracked or dented bumpers

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