Personal Finance Methods

personal product plan

personal product plan, a flexible Hire Purchase agreement that enables you to have a reduced monthly payment thanks to a Guaranteed Future Value for your car in 3 years’ time. Having a Guaranteed Future Value for your car means that you can have a flexible finance plan that suits your circumstances and you don't need to worry about the re-sale value of your Renault in 3 years’ time.
Renault ReFlex in detail
Renault ReFlex
Deposit Step 1.
You select your deposit and anticipated annual mileage at the end of your agreement.
GMFV Step 2.
We guarantee the future value (GMFV) of your car. You are protected from negative equity and the GMFV is removed from the cost to you of the price of the car.
Monthly payment Step 3.
We calculate your monthly payment. You only pay for the part of the car that you use. ReFlex insure you a flexible payment plan and affordable monthly payment.

the benefits of personal product plan

  • The dealer guarantees the future value of your car
  • Reduced monthly payments
  • Flexible deposit
  • Change for a new Renault more often
  • You are protected from negative equity

What happens at the end of my agreement?
You will get three choices when your Renault Selections agreement comes to an end:
  • SELECTION 1 - UPGRADE FOR A NEW MODEL
  • SELECTION 2 - KEEP THE CAR AND MAKE YOUR FINAL PAYMENT
  • SELECTION 3 - HAND THE KEYS BACK

Renault hire purchase

Hire purchase is a simple and easy way to finance your car over a period of time that you choose, 1 to 5 years. Mobilize Financial Services will purchase the car on your behalf. You then pay fixed installments over a flexible term of your choice. At the end of the agreement ownership transfers to you.
Renault Finance
The benefits of Renault hire purchase:
  • Peace of mind as your payments are agreed from the onset with a fixed interest rate.
  • Flexible payment terms to suit your budget.
  • You own the car at the end of the agreement.
Deposit Step 1.
Pay a minimum deposit.
Balance to fund Step 2.
Your salesperson will calculate your monthly payment based on the remaining amount to be financed on the vehicle.
Completion Step 3.
Complete the purchase of the car at the end of the agreement.