GAP Insurance

If your vehicle is written off or stolen before you finish paying the finance on it, your car insurance payouts may not be enough to repay what you still owe and replace your vehicle with another vehicle of equivalent value. Guaranteed Asset Protection (GAP) is designed to cover this financial gap.

Renault Finance

Financial peace of mind in case your car is written off or stolen.

If you become one of the unfortunate motorists to have their vehicle stolen where the vehicle is not recovered or becomes involved in an accident where the vehicle is beyond economical repair, then you could find yourself in a dilemma.


GAP Insurance protects you in the event of a total loss due to:


  • Accidental damage
  • Fire
  • Theft
  Without GAP insurance
With GAP insurance
Invoice price new vehicle
Motor insurance Payout €15,000 €15,000
GAP Insurance €0 €5,000
Shortfall €5,000 €0

What does GAP insurance cover?

This insurance product will complement your motor insurance by covering the gap between the value of your car and the payout made by your insurer.

GAP Insurance Return to Invoice (RTI) : bridges the financial gap between the total loss payment that you receive from your motor insurers and the amount you originally paid for your vehicle. Return to Invoice Insurance covers your Motor Insurer pays out and the Net Invoice Price you paid for your vehicle, up to the maximum shown on your policy schedule.

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